Borrowing from your 401(k) might sound appealing when you need quick cash. After all, the typical 401(k) loan interest rate is low — usually the prime rate plus 1%, and you’re essentially paying ...

In your 30s and wondering if you’re behind on retirement savings? Learn how your 401(k) contribution rate compares with others your age and the right targets to hit.

It's important to save well for your senior years. Your mid-40s to mid-50s are a good time to assess your nest egg and make sure you're happy with it. If not, there are steps you can take to catch up.

After four years of losing ground under President Biden, retirement plans have made a big after-inflation comeback this year.

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...

Retirement savers who didn't panic earlier in 2025 ended up seeing some pretty sharp gains, instead of more pain, in their 401(k) plans in the second quarter. And a few even ended up as millionaires.

If you're nearing retirement, you've probably wondered whether your savings are on track — and whether your 401(k) balance is enough to support your lifestyle. While some savers are ahead, many ...

Many 401(k) savers benefited by not giving into panic earlier in 2025. Cash on the sidelines can help retirees and those nearing retirement avoid panicking in a stock market meltdown. The average ...