Credit card processing fees hit a record $198.25B in 2025. See 2026 interchange rates by network, card type, and pricing ...

Credit cards don’t have to empty your wallet. In fact, some fees can be bypassed altogether if you understand how they work.

Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.

Credit card processing costs typically range from 1.5% to 3.5%, but processor markups can inflate costs. Using interchange-plus pricing can give you more insight than a flat-rate plan. Compare quotes, ...