While conventional loans require a minimum credit score of 620, your minimum creditworthiness for other mortgage types may be lower or higher. Refinancing a house loan can reduce monthly payments, ...

Joshua Rodriguez is a writer with a passion for helping people understand the impact of their financial decisions (good or bad). His articles on mortgages, home equity loans, credit cards, budgeting, ...

Some mortgage lenders offer specials that allow you to buy a house now and refinance to a lower rate for reduced fees, but that may not be the best deal available. "Buy now, refi later" promos may ...

For homeowners going through a divorce, there are several ways to refinance a mortgage that leave both parties happy. One of the many major decisions to make during a divorce is what to do with the ...