I am updating my DIY Retiree Portfolio Model, which outperformed the 60/40 model in 2024 so far, but could be better. The Standpoint Multi-Asset Fund remains the core at 40%, providing global ...

The new model includes some enticing upgrades. I have had the 16 Pro for one year, and might trade it in. While most people choose to wait several years before upgrading their iPhones, that's a bit ...

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